THE IMPACT OF MICROFINANCE CREDIT ON AGRICULTURAL PRODUCTIVITY IN NIGERIA
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- NGN 5000
EXCERPT FROM THE STUDY
Theory Risk and uncertainty concepts in agriculture are subjects internationally discussed by theoretical economists and empirical analysts. The operations of a farm enterprise are not as protected as in the case of commercial and industrial enterprises. Forecasting farm income is a difficult task. Agriculture suffers from various risks and uncertainties for example risks emanating from natural hazards and calamities, risks of loss of property by fire, thefts, loss due to abrupt and wide fluctuations in prices of farm products and the risk arising out of the death or disability of the farmer. Credit risk is faced by both lenders and borrowers. An increase in farm investment will take place only when the risks and uncertainties in the minds of farmers are removed.
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